City/Town Employee Loan Program
We offer a City/Town Employee Loan Program that is available to full-time employees who work in our Community Reinvestment Act (CRA) Assessment Areas.
This program applies to both purchases and refinances of your primary residence.
We're here to help
Our team is ready to help with information and answers to all your questions.
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Mortgage Loans
- Free appraisal
- Free credit report
- Reduced closing costs
Home Equity
- Home Equity Line of Credit
– No attorney fee
– No flood certificate fee
– No credit report fee
– No automated value fee
– No recording fee - Fixed-Rate Equity Loan
– .25% discount on our already competitive rate
CRA Assessment Areas
- Andover
- Lawrence
- Lynnfield
- Melrose
- Middleton
- Methuen
- North Reading
- Reading
- Saugus
- Stoneham
- Wakefield
- Wilmington
From our customers
“I have been banking here for a number of years. I love this bank! Customer service is awesome. Anytime I had a problem it was resolved professionally.”
From our customers
“I have been banking with TSB for many years and I am very satisfied with them. Why wouldn’t you want to come and bank there?”
From our customers
“I feel you excel in all areas but I am very appreciative of the kindness with which I have been treated all these years, by everyone at the TSB, whether in person or on the phone.”
From our customers
“I like the real hometown feel you get with The Savings Bank. Staff at ALL branches are wonderful, making the personal interaction very pleasant. I have been banking with you since 1978 and have never had even one issue.”
From our customers
“I’ve used TSB for approximately 40 years. They have always been helpful and kind. Never had an issue. Love banking with TSB and all of the wonderful employees.”
From our customers
“I stay with TSB because I know if I have an issue, I can reach out to an actual person and get help. It is what separates TSB from the big banks.”
From our customers
Friendly, helpful, and pleasant tellers in the Greenwood, Wakefield branch!
From our customers
“Just great!”
From our customers
“Love everything!”
From our customers
“Your staff is the best.”
From our customers
“The people I encounter at Lakeside and Main Street are always helpful and friendly. I enjoy that they actually care about me even though I am not one of your bigger clients.”
From our customers
“I feel you excel in all areas but I am very appreciative of the kindness with which I have been treated all these years, by everyone at the TSB, whether in person or on the phone.”
From our customers
“The staff in the Methuen office could not be kinder.”
From our customers
“Love the personal connections with the bank personnel.”
From our customers
“Love the employees at the North Reading Office. They are so friendly and helpful. The teller and the customer service representative are the BEST!!”
Talk to The Savings Bank
To find out how The Savings Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at 800-246-2009.